Hi John, thanks for your enquiry via moneynerd.co.uk.
I'm James from The Debt Advice Service and I can see that you may be eligible for a couple of debt solutions.
I'll call you shortly from a 01706 number to give you further information about them. This is a free, impartial and confidential call. If there is a more suitable time to call, let me know by replying to this message.
I'm available until 7:30pm most evenings. Looking forward to chatting! James V